Chubb Develops Pay As You Roam Travel Insurance

LONDON, June 9, 2021 /PRNewswire/ -- Chubb has today announced the development of a Pay As You Roam (PAYR) travel insurance proposition.

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The PAYR service uses digital technology to simplify the way customers access and purchase travel insurance, using mobile phone roaming data to identify when they are away from their home country, activating coverage automatically at a daily premium.

It will be made available through Chubb partners in banking, fintech and telecommunications industries. To use the service, customers must first register for free through the Chubb partner's core app, where they can also add the names of other travellers they would like to include on trips. 

As soon as the customer is detected as roaming, trip cover is activated, and a text message or the app's pop-up notification informs them cover is in place. Customers have four hours from receipt of this to either decline coverage for the trip or to confirm who needs to be included for cover, if they did not do this prior to travel.

Trip cover ends when the customer is detected as no longer roaming (has returned to their home country) or if they reach the maximum trip duration limit of 31 days. Customers will receive an email or app notification at the end of each trip detailing the total premium. If the Chubb partner is a mobile phone operator the cost of the insurance is added to their next monthly mobile phone bill, or to their next bank statement, if the partner is a bank.

PAYR customers can view their trip history at any time and access all policy information and documents via the partner's core app.

In June, 2020, Bulgaria's leading mobile operator Telenor became the first telecommunication company to offer Chubb's Pay As You Roam travel insurance product, marketed by Telenor Bulgaria as "Smart Tourist".

Rubén Rivero, Head of Travel Insurance, Continental Europe, Middle East & North Africa, A&H Chubb said:

"Chubb's Pay As You Roam travel insurance has been developed specifically to make life easier for customers and to provide a compelling proposition for our business partners. Once users sign up for the service, the process of getting travel insurance becomes very simple because everything is done automatically. Customers pay a daily rate so they are only charged for what they use and payment - through their mobile phone bill or direct from their bank - is also simple and secure. We believe this is genuinely innovative and disruptive technology because it fundamentally changes the way in which people buy travel insurance and that is a clear benefit to our partners."

About Chubb

Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 31,000 people worldwide. Additional information can be found at:

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For further information: Mike Jones: W +44 (0)20 7173 7793, M +44 (0)7342 029853,